You can reach a homeowners insurance sales agent at (800) 841-3005. Our GEICO agents are uniquely prepared to explain your coverage options, assist in finding you the best deals, and ensure your family's full …Aug 25, 2023 · Dwelling coverage: $200,000. AOP deductible: $1,000. Hurricane deductible: 2%. In this example, if a hurricane causes $15,000 in damage to your home, your hurricane deductible applies. You would pay $4,000 (because $200,000 x 0.02 = $4,000), and your insurance would pay the remaining $11,000 ($15,000 – $4,000 = $11,000). Headquarters Location. 500 International Parkway. Lake Mary, Florida, 32746, United States. (833) 733-8286. Suggest an edit. You're one click away from the most comprehensive, unmatched analyst expertise in tech, in-depth private company data and a platform that brings it all together. Click Now. Three pieces of info. With only a name, date of birth and address, we drastically simplify the quoting process. 2. Get a quote fast. Openly merges data and technology to create a bindable quote with speed and ease. 3. Activate a policy. Easily customize and bind a policy to protect everything that makes a house a home. Key takeaways. Mobile home insurance covers the structure of your manufactured home, your personal belongings inside, and liability expenses in case your property is damage or you're held liable for an injury. A typical HO-7 mobile home insurance policy covers several types of losses and disasters, including fire, wind, lightning, and theft.Compare home insurance rates, coverage options and complaints for the top insurers in the U.S. Find out which company is best for your needs and budget.Sep 29, 2023 · For example, if you paid $1,200 for an entire home insurance policy period (typically one year) but canceled after five months. That leaves seven months of unused insurance, which can warrant a $700 refund. Ask your insurance provider if they charge a financial penalty (a short rate cancellation) for premature cancellation. In the uncommon ... Jan 6, 2022 · Based on a review of average annual premiums for $250,000 in dwelling coverage, the average cost of home insurance is $1,312 a year, according to 2021 data from Bankrate.com. However, your coverage and limits will affect rates, among other factors unique to you and your home. By giving your consent, you also acknowledge that you understand that: your consent is voluntary and you may withdraw your consent to conduct business electronically, to use an electronic signature, and/or to receive Communications electronically at any time by contacting us at 1-833-733-8286; if you withdraw your consent to do business ... Your agent will be happy to review the details with you. We make getting a homeowners insurance quote easy. You can click Start your quote above, call us at 1-877-669-6877 or find a local agent to get started. Open Insurance Technologies Pty Ltd (Australian Business Number 21 612 668 998) operates subsidiaries in Australia, New Zealand and the UK. Australian insurance policies are issued by Open Insurance Pty Ltd (Australian Business Number 23 166 949 444) in its capacity as an AFS Licensee No. 451712, on behalf of various insurers.OpenHouse Home Insurance provides a quote and policy for the modern homeowner completely online. OpenHouse assesses characteristics of homes and smart life c...The day-long Open House consultation organized by the National Human Rights Commission (NHRC) on Health Insurance of Persons with Disabilities (PwDs) concluded in Mumbai today. It was organized in collaboration with the National Centre for Promotion of Employment of Disabled Persons and the Insurance Regulatory and Development Authority … The OpenHouse Smart Deductible allows homeowners to earn a growing amount of cash back on their hurricane deductible. If you have a hurricane claim in your first year of having OpenHouse home insurance that meets or exceeds your hurricane deductible, we give you up to 5% cash back. Your savings grow each year that passes without a claim on your ... RSA Insurance Ireland DAC provides 123.ie home insurance. 24/7 Home Rescue Included on owner-occupied properties: Home Rescue added as standard to Home Insurance for owner-occupiers only. If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from … You can reach a homeowners insurance sales agent at (800) 841-3005. Our GEICO agents are uniquely prepared to explain your coverage options, assist in finding you the best deals, and ensure your family's full protection. If you have any questions about our homeowners insurance quotes or how to get insurance for home furnishings, contact us ... Also, make sure your house and real estate agent are adequately insured - and double check your home and contents insurance policy covers public liability! 2. Protect your Property . When you open your home to the public, it can be an invasive experience. Especially if your personal items are stolen in the process.FedEx pickup and delivery services are available and FedEx Office locations will be open on Friday, according to the company's website. Gabe Hauari is a national …Home insurance. Cover your home. Insure for fire, theft, flood, storm, hail, and cyclones. Up to 12 months temporary accommodation after an insured event if your home is unfit to live in. Up to 10% of the home sum insured to cover redesign work to repair or rebuild your home after an insured event. Cover for loss or damage to sheds, carports ...6 days ago · Compare home insurance quotes from Progressive, Allstate, Liberty Mutual and Nationwide (+ other top companies) with The Zebra. Home insurance ... Step 2: Pick how you’re covered — named or open peril policies. Most homeowners insurance companies base their quotes on your home's replacement cost, which is the amount it …RSA Insurance Ireland DAC provides 123.ie home insurance. 24/7 Home Rescue Included on owner-occupied properties: Home Rescue added as standard to Home Insurance for owner-occupiers only. If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from …Your homeowners insurance has a liability limit set at the time you purchase your coverage. For example, a common coverage amount is $100,000. If someone files a large lawsuit against you, the legal claim can potentially exceed this coverage limit. In that event, your other assets can be at risk, including your home, savings, and investments.An independent real estate agent will pay less for insurance than a large agency with a dozen Realtors. Factors that affect the cost of real estate business insurance include: Real estate services offered; Value of business property and equipment; Business size and revenue; Types of business insurance purchased; Policy limits and deductiblesNerdWallet’s Homeowners Insurance Reviews for 2024. NerdWallet has researched the top home insurance companies and compiled the results. Browse our reviews here. Many or all of the products ... Users to (a) obtain information about the insurance policies provided by OpenHouse (b) to submit certain information (e., users’ state of residence, type of insurance policy, coverages and deductibles, and details about a users’ property) to obtain quotes for homeowners insurance, condominium insurance, and/or wind-only insurance in ... May 30, 2022 · When it comes to the cost of a new construction home inspection, the price range can vary by region, type of home, and type of inspection. The national average for a new home inspection is around $400 . When you’re already paying hundreds of thousands for a home, every additional dollar counts. For many, the extra cost of a new home ... Mar 1, 2024 · For the second year in a row, Allstate tied with USAA in the 2024 Bankrate Awards for Best Home Insurance Company Overall. Availability: Coverage is available in all states. As of November 2022 ... An owner, who we call Susan* was showing an open home. It was the early 1990’s, so at the time, ducted air conditioning units were very new and expensive. During the open home, one of the viewers stole the unit. In this case, luckily, the seller’s home and contents insurance was still valid and covered most of the cost of purchasing a new unit.Open perils vs. named perils insurance . Depending on how comprehensive or limited your homeowners insurance policy is, your home or belongings will either be covered on a named peril or open peril basis.. Named perils: This means your property is covered against the 16 perils specifically listed in the insurance policy. When you file a …OpenHouse Home Insurance offers a smarter way to shop for, customize, and buy home insurance online. It uses smart home characteristics and life choices to create policies with substantial savings and is backed by First …The GEICO App and site received #1 rankings according to Forrester’s 2021 US Mobile Auto Insurance Functionality Benchmark. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. ©2024 GEICO. Get insurance from a company that's been trusted since 1936.Celebrating 16 years of protecting Floridians and their homes! Olympus Insurance is the premier choice for the protection of your home. Our mission is to deliver customer focused, comprehensive, and reliable property insurance to Floridians. Superior coverage, exceptional claims handling and quality customer service is the product we sell.Here’s how you can buy insurance online. 1. Start your quote. Begin your insurance quote online by answering a few questions. With the information you provide we’ll be able to: Assess your needs and recommend coverage. …Business Profile for Openhouse Home Insurance. Insurance. At-a-glance. Contact Information. Lake Mary, FL 32746. Visit Website (833) 733-8286. Customer Reviews. This business has 0 reviews.Open House Dallas/Fort Worth. 5050 Quorum Dr Dallas, TX 75254. Call us (469) 547-2745. Email us. EmailOpen Enrollment is over, but you may still be able to get or change health coverage for this year. Get Answers. Search. Still need health insurance? You can enroll in or change plans if you have certain life events or income, or qualify for Medicaid or CHIP. ... Health Insurance Marketplace ...It puts your home at serious risk of damage as the foundations can become misaligned, causing your walls and floors to move and become unbalanced. Subsidence is often mistaken with the following: Heave – the ground under your home to shift upwards. Landslip or landslide – the ground under your home moves down a slope or is washed away.Chip Somodevilla. US Senator Joe Lieberman in 2012. Former US Senator and vice-presidential candidate Joe Lieberman has died at 82. The cause was complications from …Secure your property and assets with Openhouseperth.net Insurance. Comprehensive coverage tailored to your needs, ensuring peace of mind during your open house event.May 4, 2022 · Lack of Professional Liability Insurance. Errors and omissions insurance (or E&O insurance) is a type of professional liability insurance that protects home inspectors when they make a mistake or miss a major issue during a home inspection. All professional home inspectors should have E&O insurance because it also protects you, the client. At the end of the open house, your realtor should check to make sure everything is as you left it. When returning home, check that all windows and doors are locked, including ones that were not used during the open house. Thieves often leave a back door or window unlocked to sneak back in later. 1. Holding an open house can be a major step for ... 3 items. $1200 - $1400. 3 items. $3500 -$4000. The claim process is the same for Fire and pet damage. Cancel Policy You can also cancel your policy web chat app, or call customer service Monday - Friday 9 am till 5 pm once canceled you will get a refund. Refund is the average cost you paid for your region listed below.Feb 5, 2024 · The national average cost of home insurance with Nationwide $1,966 per year, according to sample quotes provided to Policygenius from Quadrant Information Services. This is on par with the national average of $1,754 per year. State availability. Nationwide offers home insurance policies in the following 43 states and Washington, D.C.: The OpenHouse Smart Deductible allows homeowners to earn a growing amount of cash back on their hurricane deductible. If you have a hurricane claim in your first year of having OpenHouse home insurance that meets or exceeds your hurricane deductible, we give you up to 5% cash back. Your savings grow each year that passes without a claim on your ... Key takeaways. Mobile home insurance covers the structure of your manufactured home, your personal belongings inside, and liability expenses in case your property is damage or you're held liable for an injury. A typical HO-7 mobile home insurance policy covers several types of losses and disasters, including fire, wind, lightning, and theft. OpenHouse Home Insurance. ( 415 Reviews ) 500 International Pkwy. Lake Mary, FL 32746. 833-733-8286. Claim Your Listing. Powered by Coverage.com (NPN: 19966249) Insurance Disclosure. Advertising Disclosure. The best home insurance companies in March 2024. Bankrate’s …Here’s what’s open (and closed) on Good Friday 2024. BY Chris Morris. March 29, 2024, 3:00 AM PDT. Good Friday closings vary depending on where you live. Getty …Contents Insurance. We’ll cover the cost of repairing or replacing the contents in your home. This includes the furniture in your living room or the white goods in your kitchen. We’ll pay to repair or replace these items if they get lost, stolen, or damaged by something covered by your policy. You can choose between two levels of contents ...Liability insurance is generally between $100,000 and $500,000. If your assets exceed that amount, you can buy umbrella insurance, which offers coverage of $1 million or more. If your assets ...Home insurance, also commonly called hazard insurance or homeowner's insurance (and often abbreviated in the US real estate industry as HO1), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its ...May 23, 2023 · Light colors, like whites and neutrals, open up the room because they reflect more light. The more natural light a room receives, the more spacious it feels. So when the color is light and you have enough natural illumination, painting the ceiling the same color as the walls makes the room look bigger.Sep 7, 2023 · And with an average cost of about $6,000 for a central AC unit and installation, you’re smart to wonder if homeowners’ insurance covers AC. The longer answer is that AC units can be covered by your individual homeowner’s insurance policy but only if the damage was caused from a covered peril. Damage due to wear and tear, or negligence to ... The board breaks, and the potential buyer falls into an empty swimming pool and is seriously injured. A young family tours a house and is warned by the agent that “Tiny,” the owner’s Great Dane, is in the backyard and that they should keep the sliding back door shut so he doesn’t hurt anyone. The family’s 13-year-old daughter lags ...Closing on Your Home. The closing process can seem long with endless piles of papers to sign, but it's the last step in the home buying process. 2 You may have thought house hunting was the fun part – but turning the key to the front door of your new home after closing is the best part.20% less for home insurance is always good. Save money by choosing the coverage you want to pay for. Then, get insured instantly, or move on. It’s that easy. Search for your address to get started [quote_search_box container_id=”address-search-container-top” require_checkbox=true show_button=true address_field_text=]Vietnam. Ha Noi Municipality. Hanoi. Cau Giay. Bao Hung Hotel & Apartment - Tran Thai Tong (Hotel), Hanoi (Vietnam) Deals. Overview. Info & prices. Amenities. House rules. …Mar 1, 2024 · The average cost of homeowners insurance in Florida is $191 per month or $2,288 per year for $300,000 in dwelling coverage, according to our latest insurance pricing analysis. This is around 30% higher than the national average of $1,754 per year. And rates continue to rise due to devastating hurricanes, expensive roofing lawsuits, and …Unforced entry Leaving your doors and windows unlocked or open is a sure-fire way to void a home insurance policy, because thieves and squatters can get into your property without forcing entry. Major works Some insurers will refuse to cover incidents that happen during major works such as an extension or repairs to the home’s structure. Contractors If you hire contractors to … Shawn Simpson, Owner and Founder of Open House Insurance Group, has seen the burden, struggles, and strife it puts on a family when the right insurance coverage isn’t put in place. He would never want his family to be without life insurance, and he certainly doesn’t want anyone else to, either. That’s where your potential comes in ... The White House this week issued a long-delayed rule cracking down on insubstantial health insurance plans that don’t have to meet ObamaCare’s consumer …Carli Insurance Agency. 2680 W Lake Mary Blvd. Lake Mary, FL 32746. 407-322-3600. ( 176 Reviews ) OpenHouse Home Insurance located at 500 International Pkwy, Lake Mary, FL 32746 - reviews, ratings, hours, phone number, directions, and more.Chip Somodevilla. US Senator Joe Lieberman in 2012. Former US Senator and vice-presidential candidate Joe Lieberman has died at 82. The cause was complications from …20% less for home insurance is always good. Save money by choosing the coverage you want to pay for. Then, get insured instantly, or move on. It’s that easy. Search for your address to get started [quote_search_box container_id=”address-search-container-top” require_checkbox=true show_button=true address_field_text=] Do you need to file a claim for your OpenHouse Home Insurance policy? Visit the claims page and select the type of claim you want to make. You can also check the status of your existing claims and get support from our team. Depending on why the insurance provider canceled the home insurance policy, you may be able to reinstate your policy. If not, you'll need to find a new insurer. If the insurer canceled your coverage because of an unacceptable risk on your property, repairing the issue could result in your policy being reinstated.Open Enrollment is over, but you may still be able to get or change health coverage for this year. Get Answers. Search. Still need health insurance? You can enroll in or change plans if you have certain life events or income, or qualify for Medicaid or CHIP. ... Health Insurance Marketplace ...Jul 11, 2023 · But the dollar amount of repairs and replacements that Coverage B helps you pay is usually 10% of your Coverage A, although the percentage varies by provider. For example, if you have $500,000 in dwelling coverage, your other structures coverage is capped at $50,000 if you have a 10% limit. Certain other structures, like in-ground pools, … Download our app for iOS and Android to access policy documents or file a claim. Remember to document all damages with photos and videos. Hurricane Claims Call Center: 866-228-1683 March 26, 2024, 10:23 AM PDT. By Rebecca Shabad. WASHINGTON — President Joe Biden said he wants the federal government to pay to rebuild the … Now with the OpenHouse Insurance Mobile App, our policy holders have quick and secure access to their homeowner's policy from anywhere, at any time. We’re helping make things easier with features that enable our homeowners to: • Create your OpenHouse account. • Update your account information. • View your deductibles and all your ... Open House Dallas/Fort Worth. 5050 Quorum Dr Dallas, TX 75254. Call us (469) 547-2745. Email us. EmailWe also offer insurance policies for owners of second homes and vacation homes. This way, you, your family and your guests are protected wherever you go. Homeowners insurance and financial standing. If you own a home and have a mortgage, your lienholder (the bank who is invested in your loan) will likely require you to carry insurance on your … Do you need to file a claim for your OpenHouse Home Insurance policy? Visit the claims page and select the type of claim you want to make. You can also check the status of your existing claims and get support from our team. Vacant land insurance is a type of liability coverage. Its sole purpose is to protect the owner's interests if anyone is hurt on the property or sues the owner for injuries. It doesn't protect ...ONTARIO CO, NY — The Federal Emergency Management Agency (FEMA) is inviting Ontario County, NY residents to an Open House on Flood Risk and Insurance on November 9, 2023. Residents will be able to talk one-on-one with FEMA representatives, to learn more about their flood risk and to get information on potential changes to their flood …Jul 18, 2023 · Just be mindful of the furniture ideas you have for screened-in Florida rooms, as the items should be water-resistant. Dining: Create a semi-outdoor dining space for evening dinners with a table, chairs, and supplemental lighting. Creativity: Use your Florida room as a creative space.Open houses are an excellent way to give a property some up close and personal exposure. ... Real estate brokers and agents should have general liability insurance to protect people and property from open house injury. For more information, visit our website: RealShieldInsurance.com. Previous. 7 Tips To Avoid Breaking Fair Housing Laws.Please Login. Login not working? Click or Tap Here to try a different Login page. Forgot your Password? Try clicking here to reset it.Powered by Coverage.com (NPN: 19966249) Insurance Disclosure. Advertising Disclosure. The best home insurance companies in March 2024. Bankrate’s …May 30, 2022 · When it comes to the cost of a new construction home inspection, the price range can vary by region, type of home, and type of inspection. The national average for a new home inspection is around $400 . When you’re already paying hundreds of thousands for a home, every additional dollar counts. For many, the extra cost of a new home ... Get a house quote. Call: 1-844-790-0212. Your house is more than a home. Let our home insurance coverage safeguard your home with the right coverage for your needs. Tailored house insurance. We provide house insurance that is perfectly suited to your home and that fits your lifestyle. We also provide a selection of add-ons, programs and ...Open House: An open house is a scheduled period of time in which a house or other dwelling is designated to be open for viewing by potential buyers. The term open house can also refer to the real ...We also offer insurance policies for owners of second homes and vacation homes. This way, you, your family and your guests are protected wherever you go. Homeowners insurance and financial standing. If you own a home and have a mortgage, your lienholder (the bank who is invested in your loan) will likely require you to carry insurance on your …Open House Dallas/Fort Worth. 5050 Quorum Dr Dallas, TX 75254. Call us (469) 547-2745. Email us. EmailMay 23, 2022 · Go for a mustard yellow over a bright, sunny shade. 7. Maroon. For a warm shade that’s a little less intense than sunshine yellow, maroon is a great choice. A bright red house might be too much, but …March 26, 2024, 10:23 AM PDT. By Rebecca Shabad. WASHINGTON — President Joe Biden said he wants the federal government to pay to rebuild the …Home insurance, also commonly called hazard insurance or homeowner's insurance (and often abbreviated in the US real estate industry as HO1), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its ...You can reach a homeowners insurance sales agent at (800) 841-3005. Our GEICO agents are uniquely prepared to explain your coverage options, assist in finding you the best deals, and ensure your family's full …Allstate homeowners insurance helps protect your house and your family. Get a home insurance quote, find coverage options, and more. Closing on Your Home. The closing process can seem long with endless piles of papers to sign, but it's the last step in the home buying process. 2 You may have thought house hunting was the fun part – but turning the key to the front door of your new home after closing is the best part.
Download our app for iOS and Android to access policy documents or file a claim. Remember to document all damages with photos and videos. Hurricane Claims Call Center: 866-228-1683 . Audi shrewsbury
Sep 7, 2023 · And with an average cost of about $6,000 for a central AC unit and installation, you’re smart to wonder if homeowners’ insurance covers AC. The longer answer is that AC units can be covered by your individual homeowner’s insurance policy but only if the damage was caused from a covered peril. Damage due to wear and tear, or negligence to ... Most house insurance policies have a limit on the number of consecutive days you can be away - this is usually around 30 days. If you need to make a claim it might be invalidated if your insurer finds the home has been left unoccupied. If you need to leave the house unoccupied for longer than the limit outlined in your policy documents, speak ...OpenHouse Home Insurance lets you customize your coverage and pay only for what you need. You can also earn smart savings for making smart choices and get insured instantly.May 26, 2023 · Native: Yes. Unique Traits: grows quickly and produces clusters of vibrant purple berries. 4. Crape Myrtle ( Lagerstroemia) Care instructions: Plant these plants in full sun for vibrant colors and blossoms. Ensure the soil is well-draining to prevent root rot.Closing on Your Home. The closing process can seem long with endless piles of papers to sign, but it's the last step in the home buying process. 2 You may have thought house hunting was the fun part – but turning the key to the front door of your new home after closing is the best part.Mar 6, 2024 · Cheap Florida Homeowners Insurance Cost Comparison. The average cost of Florida home insurance is $2,030 a year for a typical house with $350,000 in dwelling coverage. The cheapest Florida home ... City, State, boasts several family-friendly activities to partake in, rain or shine, and a welcoming community that fills the heart. The warm weather year-round is perfect for a day spent exploring the town’s rich history; visiting the local parks and wildlife preserves or Lake Tohopekaliga; swinging golf clubs; or a spontaneous trip to one of the nearby attractions …You can reach a homeowners insurance sales agent at (800) 841-3005. Our GEICO agents are uniquely prepared to explain your coverage options, assist in finding you the best deals, and ensure your family's full …4 days ago · Three pieces of info. With only a name, date of birth and address, we drastically simplify the quoting process. 2. Get a quote fast. Openly merges data and technology to create a bindable quote with speed and ease. 3. Activate a policy. Easily customize and bind a policy to protect everything that makes a house a home.Consumer Reports rates the best homeowners insurance companies, based on CR's exclusive survey of nearly 60,000 of its members.Excellent product, competitive pricing and good customer service. Perfectly happy! Very clear process and feel safe with your company. On line site access zero. Secure your happy place with a comprehensive home insurance quote starting from £136. 10% of Admiral-level Instaquote customers paid £135.66 or less for a combined policy (Jun-Nov 23).Consumer Reports rates the best homeowners insurance companies, based on CR's exclusive survey of nearly 60,000 of its members.In 2023, we paid over 99% of RACQ Comprehensive Car Insurance claims. +. Our car and home insurance has won more than 25 Mozo People's Choice Awards. We exist to serve our members and their communities, not shareholders. Our Queensland-based team are here 24/7 when you need us – click, call or visit us in store.Buildings Insurance. Covers the physical structure of your building. Protects the building and its fixtures that can’t be taken anywhere. Covers against, flooding, leaking water, theft and attempted theft, subsidence or malicious damage to the fabric of the building**. Covers the cost of the building up to £1m. Get a quote for Buildings ...The answer is yes, you can cancel your policy after the sale of a home with an open insurance claim. However, it is important to understand the circumstances and any potential implications that may arise first. Before cancelling your policy, it is best to consult with your insurer to ensure no further claims will be filed and that all claims ...Mar 6, 2021 · We're the #1 combined personal and commercial auto insurance company ‡. From customized auto insurance to superior claims service, our people and technology will support you every step of the way. Join us today and experience why we're one of the best insurance companies. SAVINGS. Closing on Your Home. The closing process can seem long with endless piles of papers to sign, but it's the last step in the home buying process. 2 You may have thought house hunting was the fun part – but turning the key to the front door of your new home after closing is the best part. RSA Insurance Ireland DAC provides 123.ie home insurance. 24/7 Home Rescue Included on owner-occupied properties: Home Rescue added as standard to Home Insurance for owner-occupiers only. If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from … BuildFax has permit data for approximately 70% of properties across the continental US, but may not have access to permits in your area yet. Help other homebuyers. Share this tool with friends and family: We've teamed up with BuildFax to bring you a permit history search tool to help find neighborhood trends, recent home updates & more. May 23, 2023 · Light colors, like whites and neutrals, open up the room because they reflect more light. The more natural light a room receives, the more spacious it feels. So when the color is light and you have enough natural illumination, painting the ceiling the same color as the walls makes the room look bigger..